Personal Savings Accounts
MCU has designed accounts to help reach your savings goals on your terms.
Primary Savings
Let us help you save! Consider joining MCU; only $15 gives you a membership share (savings). With a Primary Savings account, you are entitled to the benefits, including the right to save, borrow, and vote at our annual meeting. So stop by the branch, call, or email us so you can enjoy the many products and services we offer.
We have a savings account designed just for what you need!
Features with a Primary Savings
ATM Cards available
Direct Deposit
Online access
Special Savings Accounts
We have just the right savings account for you, whether you’re saving for a vacation, a wedding, college, or all those reasons. Add one or more no minimum balance sub accounts, and start saving today!
Christmas Club
Don’t let the holidays stress you out! We can transfer weekly, bi-weekly, or monthly deposits from your direct deposit into your Christmas account starting now. On November 1, it will automatically transfer into your checking account, so you can start your Christmas shopping. What are you waiting for?!
Convenient way to save for Christmas
Payroll Transfers
No minimum balance
Growing Tree
Get your children or grandchildren off to a good start with their own savings account.
Free coin counting with deposits
For children up to age 18
Only a $5.00 primary share (savings) is required
Money Tree
Do you keep a high balance in your savings account? The Money Tree is the right account for you!
Pays a higher dividend rate on your savings
The more you save, the more you earn
Opening deposit $2,000.00
Restrictions apply
Earn higher interest while still having your funds available to use.
Money Tree MAX
Trees grow, and so will this account. High-balance savings account holders over $50,000.00. Switch over to a Money Tree Max!
Requires ACTIVE MCU checking account and ACTIVE MCU credit card
Designed to ensure high return on your investment
Offers savings flexibility
Restrictions apply
