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Current Savings Rates.
 

SAVINGS RATES AS OF: JUNE 1, 2017

Rates are Variable. The Dividend Rate and the Annual Percentage Yield may change as SUBJECT determined by the Board of Directors. If you close your account before dividends are credited, you will not receive accrued dividends.

Withdrawals of over $20,000.00 require a three day notice.

 

Account Type Nominal Rate APY *
Regular Share Accounts

Balances over $100.00

.06%

.06%

Dividends Compounded and Paid Monthly

 

Christmas Club Savings

Balances over $100.00

.06%

.06%

Dividends Compounded and Paid Monthly

 

Checking Accounts

Daily balances over $1,000.00

.01%

.01%

Dividends Compounded and Paid Monthly

 

Retirement Tree-Individual Retirement Share Accounts

$100.00 - $10,000.00

0.10% Dividends
0.10%

10,001.00 - 30,000.00

0.15% Dividends

0.15%

30,001.00 - 50,000.00

0.20% Dividends

0.20%

50,001.00 - 70,000.00

0.30% Dividends

0.30%

70,001.00 - over

0.35% Dividends

0.35%

Dividends Compounded and Paid Monthly

 
IRA Share Certificates

Balances over $2,000.00

0.20% /1 year
0.20%

Balances over $2,000.00

0.50% /2 years
0.50%

Balances over $2,000.00

0.85%/3 years

0.85%

Balances over $2,000.00

1.00% / 4 years
1.00%

Balances over $2,000.00

1.25% /  5 years

1.26%

Dividends Compounded and Paid Quarterly

 

Share Certificates

Balances over $500.00

0.10%/ 3 month
0.10%

Balances over $500.00

0.15%/ 6 month

0.15%

Balances over

Balances over $500.00

0.20%/ 1 year
0.20%

Balances over

Balances over $500.00

0.25%/ 18 month

0.25%

Balances over $500.00

0.50%/ 2 years

0.50%

Balances over $500.00

0.85%/ 3 years

0.85%

Balances over $500.00

1.00%/ 4 years

1.00%

Balances over $500.00

1.25%/ 5 years

1.26%

Dividends Compounded and Paid Quarterly
 

Money Tree Accounts

$2,000.00 - $10,000.00

.09%

.09%

$10,001.00 - $25,000.00

.12%

.12%

$25,001.00 - $50,000.00

.14%

.14%

$50,001.00 - over

.15%

.15%

Dividends Compounded and Paid Monthly

 

Money Tree Max Accounts*

$50,000.00 - $75,000.00

.15%

.15%

$75,001.00 - $100,000.00

.17%

.17%

$100,001.00 - $125,000.00

.20%

.20%

$125,001.00 - over

.30%

.30%

Dividends Compounded and Paid Monthly

*Must have MCU Option Card and MCU Checking Account

 

Growing Tree Accounts

$5.00 -$100.00

0.05%

0.05%

$101.00 -$350.00

0.05%

0.05%

$351.00 -$500.00

0.05%

0.05%

$501.00 -$1,000.00

0.05%

0.05%

$1001.00 -Over

0.05%

0.05%

Dividends Compounded and Paid Monthly

 

* APY is the Annual Percentage Yield.

 

“This credit union is federally insured by the National Credit Union Administration.”
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