are committed to providing quality products and services that
will enable our members to meet their financial goals. Protecting
personal information and using it in a manner consistent with
member expectations is a high priority for us.
To ensure our commitment, we stand behind the following
- MCU Financial Center Credit Union will collect only
the personal information that is necessary to conduct our
business. That means just what is necessary and no more.
- MCU Financial Center Credit Union will protect your
personal information. MCU Financial Center Credit Union will maintain strong
security controls to ensure that member information in our
files and computers is protected. Where appropriate, we
will use security-coding techniques to protect against unauthorized
access to personal records, ensure accuracy and integrity
of communications and transactions, and protect member confidentiality.
- You will always have access to your
information. As a member of MCU Financial Center Credit Union, you will always
have the opportunity to review your information and make
necessary changes to ensure that our records are complete
- MCU Financial Center Credit Union will only share
information when absolutely necessary. We will only share
information with other businesses in order administer the
products and services we provide, or when required to do
so by law.
- MCU Financial Center Credit Union will partner only
with businesses that follow strict confidentiality requirements.
The businesses we select will offer products designed to
enhance our members' economic well being. Under no circumstances
will we authorize these firms to charge your account without
your express consent, and we will not sell member information
to telemarketing firms.
- MCU Financial Center Credit Union will offer you
a choice in how your information is used. Any member of
MCU Financial Center Credit Union may elect to keep information from being
shared with our business partners. We will inform you on
how to exercise your choice, and will take all reasonable
steps to make sure your requests are followed. Members of
MCU Financial Center Credit Union also have a responsibility to safeguard
their financial information. With regards to our Internet
Home Banking site, this means protecting your access codes
and changing them frequently.
Our home banking database is a private
system operated for the exclusive use of our members. We use
SSL encryption and digital server authentication to insure
the privacy of your information when sending data between
our home banking server and your home computer.
All home banking logins are logged
by the server. For authenticated members who use home banking,
we collect and store certain information such as how often
you visit the home banking section, dates and times of visits
and which pages are being used. We use this information for
internal review and product evaluation only. We never sell,
transfer or trade this information unless we are compelled
to do so by law.
We may gather and store additional
information available to us on failed login attempts and other
activity we consider a threat to our system. In these cases,
we will share this information with other companies, agencies
and law enforcement officials as we see fit.