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Current Loan Rates.
 

 

LOAN RATES AS OF January 1, 2019

VEHICLES (2016-NEW)
APR *
PAYMENT PER $1000
36 MONTHS
3.24%
$29.18
48 MONTHS
3.24%
$22.24
60 MONTHS
3.49%
$18.18
72 MONTHS
3.49%
$15.41
84 MONTHS*
5.49%
$14.36
*Rates are based on credit scores. Excludes MCU refinances.
** 84 month-term is limited to loan amounts of $20,000 or more and require approval.
*** .25% reduction for loans set up on auto pay from MCU Savings/Checking
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VEHICLES (2012-2015)
APR *
PAYMENT PER $1000
36 MONTHS
3.74%
$29.41
48 MONTHS
3.99%
$22.57
60 MONTHS
3.99%
$18.41
72 MONTHS
4.24%
$15.75
*Rates are based on credit scores. Excludes MCU refinances.
** .25% reduction for loans set up on auto pay from MCU Savings/Checking    
Apply For A Loan | Calculate Payments


VEHICLES (2009-2011)
APR *
PAYMENT PER $1000
24 MONTHS
5.24%
$43.98
36 MONTHS
5.49%
$30.19
*Rates are based on credit scores. Excludes MCU refinances.
**48 month-term upon approval.
*** .25% reduction for loans set up on auto pay from MCU Savings/Checking
48 MONTH TERM UPON APPROVAL
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VEHICLES 2006-2008
APR *
PAYMENT PER
24 MONTHS
6.24%
$44.43
36 MONTHS
6.49%
$30.64
*Rates are based on credit scores. Excludes MCU refinances.
**Older vehicles upon approval.
*** .25% reduction for loans set up on auto pay from MCU Savings/Checking
Apply For A Loan | Calculate Payments


OFF-ROAD VEHICLES (SUBJECT TO VARY)
APR *
PAYMENT PER $1000
12 MONTHS
10.90%
$88.33
24 MONTHS
10.90%
$44.72
36 MONTHS
10.90%
$30.83
48 MONTHS
10.90%
$25.79
*Rates are based on credit scores. Excludes MCU refinances.
**Vehicles subject to approval.
*** .25% reduction for loans set up on auto pay from MCU Savings/Checking    
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UNSECURED
APR *
$ LIMITS
 
11.90%
$500.00 - $5000.00
 
   
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SHARE SECURED
APR *
% SECURED
  
3.90%
100% Secured
    
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CD SECURED
APR *
% SECURED
  N/A
N/A
N/A
   
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KWIK CASH
APR *
  
  
12.90%
 
   
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MASTERCARD OR VISA
APR *
    

- NO ANNUAL FEE
- MIN. FINANCE CHARGE OF $.50

8.90%
   
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ANY OFF-ROAD/TRAILERS
APR *
TERMS  
  
10.90
LIMITED
  
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* APR is the Annual Percentage Rate.
** All rates subject to change without notice.
*** Loan rates posted are for new money.

 

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